21078 ZIP Code — Havre De Grace, MD

Harford County, Maryland

ZIP code 21078 is located in Havre De Grace, Maryland, within Harford County. It covers approximately 30.10 square miles and serves a population of 19,820 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 443/667/410.

About ZIP code 21078

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $344,100. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($100,853) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 21078 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

19,820

population

30.10

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

21078 ZIP code map

Cities in ZIP code 21078

Below are the cities the US Postal Service accepts for ZIP code 21078. Using any city not on this list may result in mail delivery delays.

City	Status
Havre De Grace	Acceptable
Havre De Grace	Preferred

Nearby ZIP codes

21028 Churchville (4.6 mi) 21001 Aberdeen (4.8 mi) 21903 Perryville (5.8 mi) 21904 Port Deposit (6.6 mi) 21034 Darlington (7.2 mi) 21017 Belcamp (7.3 mi) 21015 Bel Air (7.7 mi) 21917 Colora (8.1 mi) 21005 Aberdeen Proving Ground (8.3 mi) 21918 Conowingo (8.5 mi) 21009 Abingdon (9.3 mi) 21911 Rising Sun (9.7 mi)

Demographics updated 05/2026

Population
Total population	19,820
Population density	658 / sq mi
State FIPS	24
County FIPS	025

Geography
Land area	30.10 sq mi
Water area	5.35 sq mi
Latitude	39.5563
Longitude	-76.1507
Timezone	Eastern (ET)
Area code	443/667/410

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.1%	25.4%	28.2%
$50k – $100k	26.7%	28.0%	28.2%
$100k – $200k	29.6%	34.2%	30.1%
Over $200k	14.6%	12.4%	13.4%

Demographics & statistics

19,820

Population

658

People per sq mi

45.2

Median age

$100,853

Median household income

$51,020

Per capita income

$344,100

Median home value

$1,194

Median monthly rent

76.2%

Home ownership

9.8%

Poverty rate

3.7%

Unemployment

6,653

Housing units

40.3%

Bachelor's or higher

Age distribution

Male Female

402

Under 5

464

394

5–9

454

634

10–14

731

606

15–19

699

519

20–24

598

1,092

25–34

1,257

931

35–44

1,072

1,310

45–54

1,509

751

55–59

866

802

60–64

925

1,028

65–74

1,185

598

75–84

688

142

85+

163

← Male

Female →

Age summary

Group	Count	%
Under 18	4,004	20.2%
18 and over	15,816	79.8%
65 and over	3,804	19.2%
Median age	45.2 years

Race & ethnicity

White 68.9%

Black or African American 15.2%

Two or more races 5.8%

Hispanic or Latino 4.4%

Other race 3.1%

Asian 2.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	14,297	68.9%
Black or African American	3,161	15.2%
Two or more races	1,205	5.8%
Hispanic or Latino	921	4.4%
Other race	650	3.1%
Asian	468	2.3%
American Indian / Alaska Native	39	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.1%	25.4%	28.2%
$50k – $100k	26.7%	28.0%	28.2%
$100k – $200k	29.6%	34.2%	30.1%
Over $200k	14.6%	12.4%	13.4%

Under $10k 2.9%

$10k–$15k 3.4%

$15k–$25k 4.6%

$25k–$35k 5.9%

$35k–$50k 8.3%

$50k–$75k 13.0%

$75k–$100k 11.4%

$100k–$150k 20.8%

$150k–$200k 12.1%

$200k+ 17.6%

Range	% of households
Under $10k	2.9%
$10k–$15k	3.4%
$15k–$25k	4.6%
$25k–$35k	5.9%
$35k–$50k	8.3%
$50k–$75k	13.0%
$75k–$100k	11.4%
$100k–$150k	20.8%
$150k–$200k	12.1%
$200k+	17.6%
Median income	$100,853

Housing

Home values

Under $50k 4.4%

$50k–$100k 1.7%

$100k–$150k 1.1%

$150k–$200k 4.4%

$200k–$300k 25.5%

$300k–$500k 46.7%

$500k–$1M 15.5%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$344,100
Median rent / month	$1,194
Owner occupied	76.2%
Renter occupied	23.8%
Vacant	6.6%
Single-family detached	58.2%
Large apartment buildings	3.4%
Mobile homes	4.4%
Median rooms	6.5
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.1%
2010–2019	12.1%
2000–2009	17.1%
1990–1999	18.4%
1980–1989	7.6%
1970–1979	8.0%
1960–1969	11.4%
1950–1959	9.4%
1940–1949	4.9%
1939 or earlier	11.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	5.4%
2 bedrooms	23.1%
3 bedrooms	45.6%
4 bedrooms	20.5%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.6%
1 vehicle	31.8%
2 vehicles	36.8%
3 or more	25.8%

Heating fuel

Fuel type	%
Utility gas	43.4%
Electricity	37.8%
Propane / LP gas	4.8%
Fuel oil	11.3%
Wood	1.0%
Solar	0.9%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	4,213	52.7%
Cohabiting couple	577	7.2%
Male householder, no spouse	1,301	16.3%
Female householder, no spouse	1,900	23.8%
Households with children under 18	2,140	26.8%
Households with seniors (65+)	2,697	33.8%
Average household size	2.46

Marital status

Status	Male	Female
Never married	30.0%	25.2%
Married	55.2%	48.7%
Separated	2.7%	1.0%
Widowed	1.8%	11.8%
Divorced	10.3%	13.3%

Education

Less than 9th grade 1.9%

Some HS, no diploma 5.8%

HS graduate 24.6%

Some college, no degree 20.4%

Associate's degree 7.0%

Bachelor's degree 18.6%

Graduate / professional 21.7%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	40.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	256	5.9%
Kindergarten	109	2.5%
Elementary school	1,923	44.3%
High school	984	22.7%
College / grad school	1,066	24.6%

Employment

Industry of employment

Education & healthcare 23.1%

Public administration 14.1%

Professional & management 12.4%

Retail trade 11.4%

Arts, food & hospitality 10.6%

Manufacturing 6.4%

Transportation & utilities 5.7%

Construction 5.4%

Finance & real estate 4.5%

Other services 4.4%

Wholesale trade 1.4%

Agriculture & mining 0.5%

Information 0.3%

Occupation

Category	%
Management, business & arts	46.9%
Service	15.0%
Sales & office	17.5%
Natural resources & construction	7.7%
Production & transportation	12.9%

Employment type

Type	%
Private sector	69.4%
Government	28.6%
Self-employed	2.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	71.5%
Carpool	9.8%
Public transit	0.7%
Walk	1.9%
Work from home	14.1%
Other means	2.0%
Avg commute (minutes)	28.7

Poverty

All people 9.8%

Under 18 years 19.3%

18 and over 7.4%

Married-couple families 1.8%

Female-led households 15.4%

Income support

Source	% of households
Social Security	32.9%
Retirement income	34.0%
Supplemental Security	5.7%
Cash public assistance	1.9%
Food stamps / SNAP	10.4%

Health indicators

Condition	%
Obesity	33.4%
High blood pressure	37.1%
High cholesterol	34.9%
Diabetes	10.4%
Heart disease	6.3%
Stroke	3.0%
Asthma	9.9%
Arthritis	25.3%
Kidney disease	2.8%
Pulmonary disease	6.5%
Cancer	7.1%

Behavior / access	%
Smoking	15.1%
Binge drinking	14.3%
No physical activity	21.2%
Less than 7 hrs sleep	32.3%
Depression	18.4%
Fair or poor health	12.6%
Poor mental health	13.4%
Poor physical health	9.0%
No health insurance	9.3%
Visited doctor (checkup)	78.9%
Visited dentist	67.0%
Cholesterol screening	92.6%
Teeth loss	11.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,049	13.0%

Disability	%
Any disability	11.8%
Under 18	2.7%
18–64 years	10.3%
65 and over	27.0%

Health insurance coverage

Type	%
Private insurance	78.5%
Public insurance	36.6%
No insurance	3.4%
Uninsured under 19	4.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,954	95.6%
Spanish	369	1.9%
Other Indo-European	228	1.2%
Asian & Pacific Islander	39	0.2%
Other languages	41	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,578	93.7%
Born in same state	18,112	91.4%
Born in different state	11,107	56.0%
Foreign born	466	2.4%
Naturalized citizen	1,242	6.3%
Not a US citizen	774	62.3%

Ancestry

Ancestry	Count	%
Italian	2,616	13.2%
French	2,137	10.8%
Arab	1,283	6.5%
Irish	171	0.9%
Polish	111	0.6%

Ancestry	Count	%
English	92	0.5%
German	62	0.3%
Norwegian	43	0.2%
Dutch	29	0.1%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 21078

What city is ZIP code 21078 in?

ZIP code 21078 is primarily assigned to Havre De Grace, Maryland.

What county is ZIP code 21078 in?

ZIP code 21078 falls within Harford County, Maryland.

Does ZIP code 21078 have a large veteran population?

13% of civilians in ZIP code 21078 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 21078?

The median home value in ZIP code 21078 is $344,100.

What is the population of ZIP code 21078?

ZIP code 21078 has an estimated population of 19,820 residents, with a density of 658 people per square mile.

What is the median household income in ZIP code 21078?

The median household income in ZIP code 21078 is $100,853, above the national median of ~$75,000.

What timezone is ZIP code 21078 in?

ZIP code 21078 observes the EST timezone.